Upgrade your home. Bank up to $14,000 in rebates.
Federal tax credits, state rebates, and utility incentives don’t talk to each other — so most homeowners only claim a fraction of what they’re owed. Upgrade Rebates maps every program and shows you how to stack them on one upgrade.
Typical stack — one heat pump upgrade
Three steps from upgrade to rebate
No paperwork maze, no guessing which programs apply. We do the matching — you keep the savings.
Tell us about your home
Answer a few quick questions about your home, location, and the upgrade you’re considering. Takes about two minutes.
We map your stack
We match you against every federal, state, and utility program you qualify for — and show how they layer on a single project.
Apply with confidence
Get a clear checklist of forms, deadlines, and documentation so nothing slips through the cracks at claim time.
Rebates follow the improvements that cut energy use
If it makes your home more efficient, there’s probably money on the table. Here’s where homeowners save most.
HVAC & Heat Pumps
High-efficiency heat pumps, mini-splits, and central systems anchor the biggest rebate stacks available.
Explore →Water Heaters
Heat-pump water heaters qualify for federal credits plus most utility efficiency programs.
Explore →Insulation & Air Sealing
The cheapest upgrade with the fastest payback — and it unlocks bigger rebates on everything else.
Explore →Windows & Doors
ENERGY STAR® windows and exterior doors earn annual federal credits on qualifying purchases.
Explore →Solar & Battery
The federal residential clean-energy credit covers 30% of solar and battery storage installs.
Explore →Energy Audits
A qualifying home energy audit earns its own credit — and tells you exactly which upgrades pay off first.
Explore →The rebate landscape is a mess. We’re the map.
Built for stacking
Most tools show one program at a time. We show how federal, state, and utility incentives combine on the same upgrade — legally.
Always current
Programs open, close, and change amounts constantly. We track the moving parts so you don’t apply for something that expired.
No cost to check
Seeing what you qualify for is completely free. You only ever pay for the upgrade itself — never for the rebate info.
Questions homeowners ask first
Is checking my rebates really free?
Yes. Matching you to the programs you qualify for costs nothing. Upgrade Rebates is an informational and matching service — you only pay for the actual home upgrade when you decide to move forward.
Can I really combine multiple rebates on one upgrade?
Often, yes. A federal tax credit, a state rebate, and a utility incentive are administered separately, so a single qualifying project can draw from all three. Exact stacking rules depend on your income, location, and the specific program — which is exactly what we check for you.
Do I need to own my home?
Most programs are designed for the primary homeowner, though some renter and multifamily incentives exist. Tell us your situation and we’ll surface what applies.
Are these government programs?
The underlying rebates and credits are run by federal agencies, state energy offices, and utilities. Upgrade Rebates is an independent private service that helps you find and combine them — we are not a government agency.
See what your home qualifies for — free.
Two minutes now could be thousands back on your next upgrade. Find your full rebate stack before you spend a dollar.
Find My Rebates →We turn the rebate maze into a straight line.
Billions in home energy incentives go unclaimed every year — not because homeowners don’t qualify, but because nobody tells them how the programs fit together.
Why we exist
When we tried to claim rebates on our own homes, we hit the same wall everyone does: a federal credit here, a state program there, a utility rebate buried three clicks deep on a PDF from 2019. None of them referenced each other, and half the “calculators” online were out of date.
So we built Upgrade Rebates to do one thing well — show homeowners the complete stack of incentives on any qualifying upgrade, in plain language, before they spend a dollar.
What we actually do
We aggregate and continuously update the rebate landscape across federal, state, and utility programs, then match each homeowner to the incentives they can legally combine. Free to check, no obligation, no sales pressure.
What we stand for
How we keep your trust
Independent
We’re not a utility, contractor, or government office. Our only job is helping you find every dollar you’re owed.
Comprehensive
Federal, state, and local — we look at all three layers, because that’s where the real money lives.
On your side
No spam, no reselling your data to the highest bidder. We exist to make your upgrade pay for itself faster.
Ready to see your stack?
Find out what your home qualifies for in about two minutes — completely free.
Find My Rebates →The upgrades that pay you back
Every improvement below qualifies for at least one rebate or credit — and most qualify for several you can stack together.
HVAC & Heat Pumps
Heat pumps are the single biggest rebate opportunity in the home. A qualifying system can draw a federal credit, a state HEAR/HOMES rebate, and a utility incentive at the same time.
- Federal 25C credit up to $2,000/yr on qualifying heat pumps
- State rebates up to $8,000 for income-eligible households
- Ducted, ductless mini-split, and central systems all qualify
Water Heaters
Heat-pump water heaters use a fraction of the energy of standard tanks and qualify for both federal credits and most utility efficiency programs.
- Federal 25C credit up to $2,000 on qualifying units
- State electrification rebates up to $1,750
- Utility rebates frequently stack on top
Insulation & Air Sealing
The lowest-cost upgrade with the fastest payback. Sealing and insulating also unlock larger rebates on heating and cooling by qualifying your home’s envelope.
- Federal 25C credit covers 30% of materials, up to $1,200/yr
- State rebates up to $1,600 for envelope work
- Often required to maximize HVAC rebate tiers
Windows & Doors
ENERGY STAR® rated windows, skylights, and exterior doors earn annual federal credits on qualifying purchases.
- Up to $600/yr on exterior windows & skylights
- Up to $500/yr on exterior doors
- Utility rebates available in many service areas
Solar & Battery Storage
The federal Residential Clean Energy Credit returns 30% of the cost of solar panels and qualifying battery storage — with no annual dollar cap.
- 30% federal credit on solar PV and battery storage
- Many states add performance or upfront rebates
- Net-metering value varies by utility
Home Energy Audits
A qualifying professional home energy audit earns its own federal credit and gives you a prioritized roadmap of which upgrades save the most first.
- Federal credit up to $150 for a qualifying audit
- Identifies the highest-ROI upgrades for your home
- Often the smart first step before any big project
Not sure which upgrade pays off first?
Tell us about your home and we’ll show you the full rebate stack on every upgrade you’re considering.
Find My Rebates →Find your rebate stack in 2 minutes
Answer a few quick questions and we’ll match you to every federal, state, and utility program you qualify for. Free, no obligation.
Three simple steps
Share your details
Your location, home type, and which upgrade you’re planning. That’s all we need to start matching.
Get your matched stack
We return the federal credits, state rebates, and utility incentives you can legally combine on your project.
Apply with a clear checklist
You’ll know exactly which forms, deadlines, and documents each program needs — no guesswork.
Checking is always free
Upgrade Rebates never charges to show you what you qualify for. You only ever pay for the upgrade itself.
Check your eligibility
Before you apply
What information should I have ready?
Your ZIP code, the type of home you own, and a rough idea of the upgrade you’re considering. Income details help us check income-based programs but aren’t required to get started.
How long until I hear back?
The matching itself is instant. For programs that require an application, processing times are set by each agency or utility — we’ll tell you what to expect for each one on your list.
Does applying obligate me to anything?
No. Checking your eligibility and reviewing your stack carries zero obligation. You decide if and when to move forward with an upgrade.
Who qualifies — and for how much
Eligibility comes down to a few factors: where you live, your household income, your home, and the specific upgrade. Here’s how each one works.
Your home & ownership
Most programs target the primary residence of the homeowner. Existing homes generally qualify for the widest range of rebates; some credits also apply to newly built or secondary homes at reduced amounts.
Household income
The richest rebates — like the state HEAR program — are tiered by income relative to your area’s median. Lower and moderate incomes unlock the highest dollar amounts, while federal tax credits are available regardless of income.
The upgrade itself
Equipment must meet efficiency standards — usually ENERGY STAR® or a specific performance tier. We confirm the model and specs you’re considering actually qualify before you buy.
Your location
State energy offices and utilities each run their own programs, so two identical homes in different states can qualify for very different rebates. Your address determines the full picture.
Where the money comes from
Qualifying for one layer doesn’t disqualify you from the others. Stacking is the whole point.
Federal tax credits
Income-blind credits like 25C (efficiency) and 25D (clean energy) reduce what you owe at tax time. Available in every state.
State rebates
Point-of-sale or post-install rebates run by your state energy office, often income-tiered and worth the most for eligible households.
Utility incentives
Your electric or gas utility offers its own rebates to reduce grid demand — frequently stackable on top of federal and state dollars.
Qualifying questions
Do I need a high income to benefit?
No — it’s the opposite for many programs. Federal tax credits are available at any income, and the largest state rebates are reserved for low- and moderate-income households. There’s meaningful savings at every income level.
What if I already started my upgrade?
Some programs require pre-approval before you buy or install, while others are claimed afterward. Timing matters, so it’s best to check before you commit — but even mid-project, you may still qualify for several incentives.
Can renters qualify for anything?
Most incentives are designed for owners, but certain utility and multifamily programs include renters. Tell us your situation and we’ll surface what applies to you.
Find out exactly what you qualify for
Stop guessing. Two minutes gives you a personalized rebate stack — for free.
Find My Rebates →We’re here to help you save
Questions about a program, your eligibility, or how stacking works? Reach out — a real person will get back to you.
Reach us directly
Prefer to skip ahead?
If you already know the upgrade you want, the fastest path is our 2-minute eligibility check.
Find My Rebates →Privacy Policy
Last updated: January 2026
Upgrade Rebates (“we,” “us,” or “our”) respects your privacy. This policy explains what information we collect through upgraderebates.com, how we use it, and the choices you have.
Information we collect
We collect information you provide directly when you use our eligibility check, contact us, or request rebate information. This may include:
- Your name, email address, and phone number
- Your home address or ZIP code
- Details about your home and the upgrades you are considering
- Household information you choose to share to check income-based programs
We also automatically collect limited technical data — such as your IP address, browser type, and pages visited — through cookies and similar technologies to operate and improve the site.
How we use your information
We use the information we collect to:
- Match you to federal, state, and utility rebate programs you may qualify for
- Respond to your inquiries and provide customer support
- Send you relevant rebate information and updates you request
- Operate, maintain, analyze, and improve our website and services
- Comply with legal obligations and prevent misuse
How we share information
We do not sell your personal information. We may share it with service providers who help us operate the site (such as hosting, analytics, and communication platforms) under confidentiality obligations, with rebate program partners only when you ask us to help you apply, and as required by law or to protect our rights.
Cookies & tracking
We use cookies and similar technologies to remember your preferences, measure site performance, and understand how visitors use the site. You can control cookies through your browser settings, though disabling them may affect functionality.
Data security & retention
We use reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission or storage is completely secure, so we cannot guarantee absolute security. We retain personal information only as long as needed for the purposes described here or as required by law.
Your choices & rights
You may request access to, correction of, or deletion of your personal information, and you can opt out of marketing communications at any time using the unsubscribe link or by contacting us. Depending on your state, you may have additional rights under applicable privacy laws.
Children’s privacy
upgraderebates.com is intended for adults and is not directed to children under 13. We do not knowingly collect information from children.
Changes to this policy
We may update this policy from time to time. Material changes will be posted on this page with a revised “last updated” date.
Contact us
Questions about this policy? Email us at [email protected] or call (800) 555-0142.
Terms & Conditions
Last updated: January 2026
These Terms & Conditions (“Terms”) govern your use of upgraderebates.com and the services offered by Upgrade Rebates. By using the site, you agree to these Terms.
About our service
Upgrade Rebates is a private, independent informational and rebate-matching service. We are not a government agency, utility, lender, or contractor, and we are not affiliated with or endorsed by any federal, state, or local program. We help homeowners locate and combine publicly available rebates and tax credits.
No guarantee of savings or approval
All program names, eligibility rules, credit amounts, and savings figures shown on this site are summarized for general informational purposes only. They change frequently and vary by location, income, and product. Nothing on this site is a guarantee that you will qualify for, be approved for, or receive any specific rebate, credit, or amount. Final eligibility is always determined by the administering agency or utility.
Not professional advice
Information on Upgrade Rebates is not tax, legal, financial, or engineering advice. You should confirm current program details and consult a licensed tax professional, your utility, and qualified contractors before making any purchase or claim.
Your responsibilities
You agree to provide accurate information when using our services and to use the site only for lawful purposes. You are responsible for verifying program details and submitting any applications truthfully.
Intellectual property
All content, design, and branding on upgraderebates.com are owned by Upgrade Rebates or its licensors and may not be copied, reproduced, or redistributed without permission.
Third-party links
Our site may link to government, utility, or partner websites. We are not responsible for the content, accuracy, or practices of those third-party sites.
Limitation of liability
To the fullest extent permitted by law, Upgrade Rebates is not liable for any indirect, incidental, or consequential damages arising from your use of the site or reliance on its information, including any difference between estimated and actual rebates received.
Changes to these Terms
We may update these Terms at any time. Continued use of the site after changes are posted constitutes acceptance of the revised Terms.
Contact
Questions about these Terms? Email [email protected] or call (800) 555-0142.