Texas Energy Rebates 2026: HVAC, Insulation & Water Heaters | Upgrade Rebates
Texas rebate guideUpdated 2026

Texas Energy Rebates: What Your Home Qualifies For in 2026

Texas homeowners leave rebate money unclaimed every year for one reason: the biggest programs only pay through utility-registered contractors, arranged before installation. We track every program below, check what your home qualifies for, and connect you with a licensed contractor who handles the paperwork.

State program: Not open yet Federal credits: Ended Dec 2025

Why Texas homes qualify for so much

Texas summers put more hours on an air conditioner than almost anywhere in the country — the average Texas home used 1,096 kWh a month in 2024 and paid $163.72, well above the $142.26 national average (EIA), and summer months run far past that. If your HVAC system is 7 years or older, it's losing efficiency every season — which is why the average Texas home we visit is paying far more per month than a home with modern equipment. Utility companies would rather pay you to upgrade than build new power plants, so they fund rebates for high-efficiency HVAC, insulation, and water heaters.

How "no extra cost" works

Most Texas homeowners finance their upgrade. When the monthly energy savings meet or beat the financing payment, the upgrade effectively pays for itself. Example from a real proposal: bills dropped from $1,283 to $739/month — $543 saved against a $466 payment, leaving $77/month back in the homeowner's pocket, plus the rebate on top. Savings estimates use Department of Energy averages for your equipment and region.

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Published utility programs in Texas

Current offers in our source set, with direct links to the utility running each program.

OncorDallas–Fort Worth, Waco, LubbockTake a Load Off, Texas
HVAC replacements & upgradeson the invoicePaid to Oncor-approved participating service providers; amount set by measure, equipment and program budget
Attic, wall & floor insulationon the invoicePlus caulking and weather-stripping, through participating providers
Smart thermostats, power strips & appliancesup to $500 offRetail discounts at participating stores and Oncor’s online marketplace, while supplies last
Residential solarincentive offeredSeparate Residential Solar Program
Oncor publishes no fixed rebate schedule — incentives flow through approved service providers as invoice discounts, so the contractor you pick decides whether you get them. Programs typically run February–November and close when annual funds run out. The Low-Income Weatherization Program is fully exhausted for 2026 (Oncor says to check back January 2027).
CenterPoint EnergyGreater HoustonHVAC Replacement Incentives · ComfortCheck
High-efficiency central AC, heat pump or mini-splitfrom $200Starts at $200 and may increase with the installation; 15.2 SEER2 minimum (the state minimum is 14.0)
ComfortCheck A/C tune-upno costOperational systems at least one year old; once every five years; apartments excluded
Heat pump water heaters & efficient pool pumpsofferedSame participating-contractor model
Incentives are applied directly to your installation invoice by a participating contractor — there is no mail-in rebate to claim afterward.
Austin EnergyAustinResidential Rebates
Air conditioning upgradeaveraging $800On new high-efficiency systems
Heat pump water heater$1,000ENERGY STAR certified hybrid electric models
Home Energy Savings (whole-home)averaging $3,000Plus 0% financing; sized by a home energy assessment
Home Energy Savings Essentialaveraging $1,500Lower-cost whole-home track
Power Partner smart thermostat$50Plus up to $75 in bill credits for enrolling
Residential solar$4,000After completing Austin Energy’s solar education course
Weatherization assistancefreeFor eligible renters and homeowners
Austin Energy publishes averages rather than a fixed price sheet — several rebates are sized per home by the assessment, which has to come before the work.
CPS EnergySan AntonioSave Energy At Home
Early replacement, 13.8–15.1 SEER2$115 per ton
Early replacement, 15.2–16.1 SEER2$130 per ton
Early replacement, 16.2–17.0 SEER2$175 per ton
Early replacement, 17.1–19.9 SEER2$250 per ton
Early replacement, 20.0+ SEER2$310 per tonA 4-ton top-tier early replacement earns $1,240
Replace on burnout$90–$275 per tonSame five tiers at lower payouts
Attic insulation$0.35 per sq ftContractor-installed
High-Performance A/C tune-upno cost
Smart thermostat enrollment$150Plus $30 in bill credits each summer
CPS pays more for replacing a system that still runs: early replacement requires an operational system under 25 years old (central) or 20 (heat pump), with photos and serial numbers. Efficiency is verified by AHRI certificate; a permit number is required inside San Antonio city limits.
Atmos EnergyMid-Tex division (DFW, North & Central Texas) — natural gasHome and Business Rebates
Gas furnace, 90%+ AFUE$300ENERGY STAR
Gas furnace, 95%+ AFUE$350ENERGY STAR
Tankless water heater, 0.87+ UEF$200
Tankless water heater, 0.95+ UEF$300ENERGY STAR
Tank water heater$100–$200By UEF tier (0.68 / 0.86 / 0.90)
Smart thermostat$75ENERGY STAR
Gas clothes dryer$75ENERGY STAR
Program year July 1, 2026 – June 30, 2027, paid while funds remain. Apply after purchase with a recent Atmos bill and the receipt or contractor invoice; no contractor network required.

The Texas state rebate program

Funding and launch status for the state-administered HOMES and HEAR programs.

$689,331,303
Federal funding allocated to Texas across both programs
$344,006,590HEAR · electrification
$345,324,713HOMES · whole-home efficiency

Source: US DOE, IRA Home Energy Rebates State Allocations (updated May 23, 2024)

StatusNot open yet
Latest program update

SECO's IRA page, last updated May 19, 2026, states that rebates are not currently available and that a future launch date will be established once the state has approval from DOE. SECO hired APTIM Federal Services LLC in April 2026 as a third-party implementer to design and build the HOMES and HEAR programs.

Administered by State Energy Conservation Office (SECO), Texas Comptroller of Public Accounts.

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Texas rebate questions

Can I still get a federal tax credit in Texas?

No. 25C and 25D were both repealed by the One Big Beautiful Bill Act for property placed in service after December 31, 2025. Anything installed in Texas in 2026 earns no federal residential energy credit. Work finished on or before that date can still be claimed.

Are the Texas state rebates open yet?

SECO's IRA page, last updated May 19, 2026, states that rebates are not currently available and that a future launch date will be established once the state has approval from DOE. SECO hired APTIM Federal Services LLC in April 2026 as a third-party implementer to design and build the HOMES and HEAR programs.

What utility programs are listed for Texas?

This guide includes 30 published measures from 5 Texas utilities, with a direct link to each official program.

Do I have to line things up before installation?

Yes — Oncor, CenterPoint and Austin Energy incentives flow through utility-registered contractors who must be part of the job from the start; CPS and Atmos accept post-install applications but enforce strict windows and specs. Either way, buying first without a plan is how the money gets missed.

Who does the installation work?

A licensed, insured contractor — permits pulled, top-tier equipment, lifetime warranty on units. We connect you directly; we never sell your information to third parties.

Does checking eligibility affect my credit?

No. A soft check may be used for financing prequalification only — it does not affect your credit score.

What if my system still works?

Working but old (7+ years) is exactly when rebates apply. Systems lose efficiency every year; replacing before failure is when savings are largest.

Is this a government program?

Upgrade Rebates is a rebate database and contractor-connection service. Rebates come from utilities and government programs; we track them and handle qualification.

Independent service. Upgrade Rebates is not a government agency or utility. Program administrators determine eligibility, funding, and award amounts.